http://myrealtorerin.com Wed, 01 Jun 2011 15:26:15 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 http://myrealtorerin.com/2011/03/16/what-money-do-i-need-to-buy-a-house/ http://myrealtorerin.com/2011/03/16/what-money-do-i-need-to-buy-a-house/#comments Wed, 16 Mar 2011 18:08:28 +0000 Erin Schedler http://myrealtorerin.com/?p=849 Hint:  it’s not just your down payment!  To prepare for buying a home, you’ll need to save cash for a few parts of the process. 1.  Down Payment Obviously this is the big one.  How much is appropriate?  Well 20% has been the industry standard for a long time, and it shows a seller you’re not only serious about [...]]]> http://myrealtorerin.com/2011/03/16/what-money-do-i-need-to-buy-a-house/feed/ 0 http://myrealtorerin.com/2010/09/02/tax-tips-for-homeowners-looking-ahead-to-2010-returns/ http://myrealtorerin.com/2010/09/02/tax-tips-for-homeowners-looking-ahead-to-2010-returns/#comments Thu, 02 Sep 2010 14:40:55 +0000 Erin Schedler http://myrealtorerin.com/?p=735 From energy tax credits to vacation home deductions, check out these tax tips for homeowners looking ahead to 2010 returns.  If you believe your real estate assessment is too high, you can always appeal it and possibly save on your property tax bill.   Tax planning for homeowners should start well in advance of the April 15 filing [...]]]> http://myrealtorerin.com/2010/09/02/tax-tips-for-homeowners-looking-ahead-to-2010-returns/feed/ 0 http://myrealtorerin.com/2010/08/31/what-are-mortgage-points/ http://myrealtorerin.com/2010/08/31/what-are-mortgage-points/#comments Tue, 31 Aug 2010 20:23:07 +0000 Erin Schedler http://myrealtorerin.com/?p=733 Whether you are thinking about refinancing or getting a mortgage for the first time, whether or not to opt for points can be a confusing and sticky decision. Here is a quick explanation of points and some general guidelines about whether or not it is worth paying down points to get a lower interest rate. What [...]]]> http://myrealtorerin.com/2010/08/31/what-are-mortgage-points/feed/ 0 http://myrealtorerin.com/2010/07/08/are-you-paying-the-mortgage-but-not-on-title/ http://myrealtorerin.com/2010/07/08/are-you-paying-the-mortgage-but-not-on-title/#comments Thu, 08 Jul 2010 17:28:36 +0000 Erin Schedler http://myrealtorerin.com/?p=694 Being on one does not mean you’re on the other! Just because you are contributing to the mortgage payments does not necessarily mean you have legal claim to the property. I have heard too many times of spouses contributing to a mortgage payments, home remodels and repairs but never taking the time to get their name on the property title [...]]]> http://myrealtorerin.com/2010/07/08/are-you-paying-the-mortgage-but-not-on-title/feed/ 0 http://myrealtorerin.com/2010/06/30/budgeting-to-buy-a-house/ http://myrealtorerin.com/2010/06/30/budgeting-to-buy-a-house/#comments Wed, 30 Jun 2010 17:28:16 +0000 Erin Schedler http://myrealtorerin.com/?p=675 One of my favorite lenders, Julie Jones, recommended a new website to me yesterday that I instantly fell in love with!  Www.mint.com is a one-stop place to organize all your accounts, budget, and track your investments and net worth.  For those less trusting of the internet, it’s probably not for you.  However, I found it very [...]]]> http://myrealtorerin.com/2010/06/30/budgeting-to-buy-a-house/feed/ 0 http://myrealtorerin.com/2010/04/02/587/ http://myrealtorerin.com/2010/04/02/587/#comments Fri, 02 Apr 2010 19:14:46 +0000 Erin Schedler http://myrealtorerin.com/?p=587 RESPA Rules Limit Fee Increases at Home Closing A revamped good faith estimate and HUD-1 settlement form mean fewer last-minute surprises at closing because of limits on fee increases.Thanks to new RESPA rules, lenders and mortgage brokers have to give borrowers a good faith estimate that outlines key loan terms and fees.   Homeowners in the market to [...]]]> http://myrealtorerin.com/2010/04/02/587/feed/ 0