Tax Tips for Homeowners Looking Ahead to 2010 Returns
September 2, 2010 by Erin Schedler · Leave a Comment
From energy tax credits to vacation home deductions, check out these tax tips for homeowners looking ahead to 2010 returns.
If you believe your real estate assessment is too high, you can always appeal it and possibly save on your property tax bill.
Tax planning for homeowners should start well in advance of the April 15 filing [...]
What Are Mortgage Points?
August 31, 2010 by Erin Schedler · Leave a Comment
Whether you are thinking about refinancing or getting a mortgage for the first time, whether or not to opt for points can be a confusing and sticky decision. Here is a quick explanation of points and some general guidelines about whether or not it is worth paying down points to get a lower interest rate.
What [...]
Are you paying the mortgage but not on title?
July 8, 2010 by Erin Schedler · 1 Comment
Being on one does not mean you’re on the other! Just because you are contributing to the mortgage payments does not necessarily mean you have legal claim to the property.
I have heard too many times of spouses contributing to a mortgage payments, home remodels and repairs but never taking the time to get their name on the property title [...]
Budgeting to Buy a House
June 30, 2010 by Erin Schedler · Leave a Comment
One of my favorite lenders, Julie Jones, recommended a new website to me yesterday that I instantly fell in love with! Www.mint.com is a one-stop place to organize all your accounts, budget, and track your investments and net worth. For those less trusting of the internet, it’s probably not for you. However, I found it very [...]
April 2, 2010 by Erin Schedler · Leave a Comment
RESPA Rules Limit Fee Increases at Home Closing
A revamped good faith estimate and HUD-1 settlement form mean fewer last-minute surprises at closing because of limits on fee increases.Thanks to new RESPA rules, lenders and mortgage brokers have to give borrowers a good faith estimate that outlines key loan terms and fees.
Homeowners in the market to [...]
